Frequently Asked Questions

Getting a quote is easy! You can either fill out our online quote form on our website, give us a call at (416) 317-9579, or visit our office at 23-7007 Islington Ave, Woodbridge, ON. Our experienced agents will work with you to find the best coverage options at competitive rates tailored to your specific needs.

Yes, we offer multi-policy discounts when you bundle multiple insurance policies with us. For example, you can save money by combining your auto and home insurance. Contact us today at (416) 317-9579 to learn more about our bundling options and how much you could save.

We offer a comprehensive range of insurance products including Personal & Commercial Auto Insurance, Personal & Commercial Property Insurance, Life Insurance & Living Benefits, Retail & Office Liability Insurance, Travel/Health Insurance, and more. As a local broker, we work with over 25 Insurance Companies to find you the best coverage at competitive rates. Our experienced team can help you tailor coverage that fits your specific needs and goals.

We offer comprehensive Investment & Retirement Planning services including RESP (Registered Education Savings Plans), RRSP (Registered Retirement Savings Plans), TFSA (Tax-Free Savings Accounts), and Children Education Plans. RESPs attract a government grant of at least 20%, making them an excellent way to save for a child's post-secondary education. Our financial advisors help you build a secure financial future with personalized strategies tailored to your goals.

Filing an insurance claim is straightforward. You can contact us directly at (416) 317-9579 or email us at info@oneroofinsurance.ca. We'll guide you through the claims process, help you gather the necessary documentation, and work with the insurance company to ensure your claim is processed quickly and fairly.

Life Insurance & Living Benefits provide financial protection for your loved ones. Life insurance promises a payment of a lump sum amount tax-free to one or more designated beneficiaries of your choice, helping you create wealth or protection against debt. Term life insurance provides coverage for a specific period with typically lower premiums, while whole life insurance provides lifetime coverage with a cash value component. Our advisors can help you determine which type best fits your financial goals and family's needs.

Yes, we offer comprehensive Investment & Retirement Planning services including RESPs, RRSPs, TFSAs, and Children Education Plans. RESPs attract a government grant of at least 20%, making them an excellent savings product for a child's post-secondary education. Our certified financial advisors work with you to create a personalized financial plan that addresses your retirement goals, investment strategies, education savings, and estate planning. With more than 25 years of knowledge and expertise in the insurance and financial business. We help clients succeed.

We recommend reviewing your insurance policies at least once a year, or whenever you experience a major life change such as buying a home, getting married, having children, changing jobs, or purchasing a new vehicle. Regular reviews ensure your coverage remains adequate and you're not missing out on potential savings or better coverage options.

Super Visa insurance is mandatory health insurance required for parents and grandparents visiting Canada under the Super Visa program. It provides comprehensive medical coverage for emergency hospital and medical expenses during their stay. The coverage must be valid for at least one year from the date of entry into Canada.

Yes, you can make changes to your policy at any time. Whether you need to update your address, add or remove coverage, change beneficiaries, or adjust your coverage limits, our team can help you make these modifications. Simply contact us at (416) 317-9579 or email info@oneroofinsurance.ca.

RESP (Registered Education Savings Plan) is a savings product opened by anybody (parent, grandparent, guardian, friend, etc.) who wants to save for a child's post-secondary education. RESPs attract a government grant of at least 20%, making them one of the most effective ways to save for education. Growth in an RESP is tax-deferred, and withdrawals for education are taxed in the student's hands (usually at a lower rate). Our advisors can help you set up and maximize your RESP benefits.

With more than 25 years of knowledge and expertise in the insurance and financial business. We help clients succeed.

As educated and experienced advisors, we do our best to customize and provide you with the right solution and services. It's necessary to ensure your coverage is tailored to meet you and your family's unique lifestyle.

We work with all major Canadian insurance providers. This relationship gives us access to a full range of their insurance products. By using our services you are able to compare detailed coverage plans and rates from most major insurers efficiently.

The services we provide are free of charge and you are not obligated to accept the quotes you receive from us (One Roof Insurance and Financial Services).

We search all types of insurance and investments such as life, auto, home, retail, RESP's, RRSP's so you don't have to!

One Roof Insurance and Financial Services is affiliated with the following principal Brokerage and MGA:

• SOUND INSURANCE SERVICES
• HUB FINANCIAL SERVICES